Author: Gary A. Shulman
Publisher: Aspen Publishers Online
Release Date: 2009-11-20
Dividing Pensions in Divorce: Negotiating and Drafting Safe Settlements with QDROs and Present Values provides an expert chronological analysis on every important issue regarding Qualified Domestic Relations Orders and present values. Don't lose thousands of dollars in assets by being fooled by incomplete and inaccurate pension present values - Dividing Pensions in Divorce will help you: Understand complex present value issues Draft airtight QDROs that maximize your clientsand’ property rights Prepare for trial with detailed guidance on a host of commonly litigated issues And more! Written by Gary Shulman, David Kelley and Daniel Kelley, nationally recognized pension experts with more than 60 years of combined pension and actuarial experience, Dividing Pensions in Divorce delivers proven techniques and strategies the authors have honed in drafting and reviewing over 100,000 QDROs and 80,000 present values. Benefit from their experience with: Clear, straightforward explanations of over 300 points of law, including disability pensions, the role of Social Security in dividing pensions, survivorship rights, early retirement subsidies, the coverture formula, and more Winning strategies for complying with even the most complex legal, regulatory, and legislative requirements State-of-the-art model QDROs you can easily adapt to your own cases Step-by-step analysis of how a present value is calculated Case studies, attorney's checklists, and sample questions for opposing experts And much more! Dividing Pensions in Divorce protects you with specific advice organized chronologically from the first client interview, through the discovery process and the preparation and drafting of the settlement agreements, QDROs and present values.The authors provide you with precise language, model forms and letters as well as the best (and time-tested) model QDROs in the business. Dividing Pensions in Divorce will give you the confidence to handle any challenging pension issue. It will soon be second-nature for you to: Craft a safe settlement agreement for your client that secures your client's pension benefit entitlements Argue the major pension and 401(k) issues so that your negotiations are convincing to the other side - and the court - as reasonable, fact and standard-based conclusions Understand and draft the critical language that should be included in every separation agreement Demystify the world of QDROs by reviewing the seven essential areas every QDRO must address And much more! Dividing Pensions in Divorce has been updated to include: A new discussion of the importance of getting the plan name right in your QDRO Advice on how to avoid career-tripping mistakes in present values Help in deciding whether a PBGC, IRC and§ 417(e), or other pension present value method is appropriate in your case New questions and detailed reasoning to challenge both PBGC and IRC and§ 417(e) present values New insights and case law into how to fight the double-dipping of pensions New and§ 22.25 that presents adiscussion on the topic of administrators' placing holds on participants' accounts upon receipt of andquot;Draftandquot; QDROs Revised model QDROs for defined contribution plans, addressing the commencement of benefits for the alternate payee New tax tables that will enable you to determine the tax implications of dividing a defined benefit or defined contribution plan A revised discussion on dividing railroad retirement plans to show attorneys how to guarantee payments to the
Author: Mark K. Altschuler
Publisher: Aspen Publishers Online
Release Date: 2013
Value of Pensions in Divorce, Fifth Edition provides guidelines for financial advisors, divorce attorneys, and pension actuaries through every stage of the pension valuation process - from preliminary client interview to review of pension valuation reports, drafting of qualified domestic relations orders (QDROs), and cross-examination of expert witnesses. Mathematics are kept to a minimum, and legal principles and concepts of pension valuation are translated into plain English and illustrated with examples, sample court orders, and pension documents. Value of Pensions in Divorce includes detailed explanations and examples, as well as updates on standard topics. It introduces new approaches and new concepts relevant to everyday practice. It also offers practical applications of the values, allocations, and settlements of pensions in marital dissolutions. Features include: Statutory case law and references where appropriate The andquot;whyandquot; and andquot;howandquot; of pensions of all kinds Detailed actuarial valuations of pensions Sample QDROs An extensive Glossary And more!
Author: Michael G. Cochrane
Publisher: John Wiley & Sons
Release Date: 2011-11-07
Genre: Family & Relationships
When people are going through the emotional trauma of separation and divorce, they turn to Canada's best-selling guide to family law, Surviving Your Divorce. In it, family law expert Michael G. Cochrane, LL.B., answers questions such as: What are my rights? What will happen to the children? How much does divorce cost? Surviving Your Divorce is a non-technical book that explains the legal options available to married, common-law, and same-sex couples going through separation or divorce. This popular guide covers child custody, division of property, support, domestic violence, the rights of common-law couples, and much more provides tips and strategies to help you negotiate separation and divorce with your lawyer, potentially saving a lot of time and money includes real-life stories that illustrate the application of family law includes samples of key legal and financial documents, a comprehensive resource section, and a glossary of legal terms Be prepared for the process of divorcing. You can help your lawyer by knowing what questions to ask and what steps are involved. Considering self-representation? An entirely new chapter shows you how to build a framework for your case the same way lawyers do, with 50 tips on how to handle court appearances and more. "This readable, informative book is packed with all the information necessary to make informed decisions about marriage and divorce agreements. Cochrane has taken pains to describe just about every legal pitfall and divorce experience imaginable." —Calgary Herald "This book is not intended to convince you to go it alone, without a lawyer. It's designed, rather, to help you know what to expect. . . This is a book full of common-sense advice delivered in plain talk." —The Gazette (Montreal) Money- and Anxiety-Saving Strategies How to Help Your Lawyer Help You What Not to Do When Going through Divorce Secrets, Tactics, and Strategies Used by Lawyers How to Represent Yourself in Court
Value of Pensions in Divorce, Fourth Edition provides guidelines for financial advisors, divorce attorneys, and pension actuaries through every stage of the pension valuation process - from preliminary client interview to review of pension valuation reports, drafting of qualified domestic relations orders (QDROs), and cross-examination of expert witnesses. Mathematics are kept to a minimum, and legal principles and concepts of pension valuation are translated into plain English and illustrated with examples, sample court orders, and pension documents. Value of Pensions in Divorce includes detailed explanations and examples, as well as updates on standard topics. It introduces new approaches and new concepts relevant to everyday practice. It also offers practical applications of the values, allocations, and settlements of pensions in marital dissolutions. Features include: Statutory case law and references where appropriate The "why" and "how" of pensions of all kinds Detailed actuarial valuations of pensions Sample QDROs An extensive Glossary And more! Value of Pensions in Divorce has been updated to include: Analysis, tables, and sample valuations to reflect the new standards for pension valuation under the Pension Protection Act of 2006 and under the Pension Benefit Guaranty Corporation (PBGC) Detailed explanation of how a present value is calculated Expanded coverage of bright line vs. coverture, including a nationwide survey of bright line states and coverture states Expanded analysis of joint and survivor valuations, including detailed explanation of joint mortality Expanded discussion and case law citations of the subtraction, tracing, and coverture methods of defined contribution valuations New case studies and detailed analyses of the three valuation methods, with explanation of the time-weighted rate of return
Author: Sheryl Garrett
Publisher: Dp Group Incorporated
Release Date: 2006-01-01
Genre: Business & Economics
Like a wise coach, this volume is a trustworthy resource for managing personal finances during this major life transition. It provides hundreds of no-nonsense suggestions and answers to a wide range of questions readers may have.
Author: G. Edmond Burrows
Release Date: 2002-04-01
Genre: Business & Economics
Whenever a marriage breaks down, the emotional toll on both parties is tremendous. But what people are usually unprepared for is the wide range of financial matters that need to be thought about when it comes to divide the couple’s assets. How to Get the Most Out of Your Divorce Financially is an invaluable source of information for anyone going through the overwhelming divorce process. The book explains, in simple language: details of the law dealing with the sharing of assets how to justify a higher value for your spouse’s assets, and a lower value for your own how to reduce the costs that you will incur in the process how to choose a lawyer or mediator how to identify little-known assets how to make sure that you get your share of your spouse’s Canada Pension Plan payments And many more aspects of divorce that are often overlooked.
This book provides insightful sociological analyses of Japanese demography and families, paying attention not only to national average data, but also to regional variations and community level analyses. In analyzing Japanese family issues such as demographic changes, courtship and marriage, international marriage, divorce, late-life divorce, and the elderly living alone, this book emphasizes the significance of two theoretical frameworks: the dual structure and regional variations of the community network in Japan. By emphasizing the extensive cultural diversity from one region to another, this book represents a paradigm shift from former studies of Japanese families, which relied mostly on national average data. The method of analysis adopted in the study is qualitative, with a historical perspective. The book is thus an invitation to more in-depth, qualitative dialogue in the field of family sociology in Japan. This book will be of great interest not only to Asian scholars, but also to other specialists in comparative family studies around the world.
Author: Mark E. Sullivan
Publisher: American Bar Association
Release Date: 2006-01-01
This new and comprehensive book will give you exactly what you need to understand and comply with the law. It provides an overview of the provisions for the new Bankruptcy Reform Act including new sanctions provisions in Chapter 7 cases; regulation of attorneys as debt relief agencies; heightened requirements for reaffirmation agreements.