There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.
Author: Jane King
Publisher: Oxford University Press
Release Date: 2014
Genre: Business & Economics
This new title makes the principles of personal financial planning clear and accessible, using engaging case studies and extensive examples to introduce students from a variety of disciplines to an essential set of skills. Encouraging students to take control of their finances, the book moves through fundamentals, including budgeting and managing debt, to engage with major issues and life events where financial literacy is key. Pedagogical features including learning objectives, case studies, terminology boxes, ponder points, examples, and questions help the students to develop their practical skills and show them how to make informed financial decisions. The text is also supported by an Online Resource Centre. Online Resource Centre: For students Online updates Links to relevant websites For lecturers Two extended case studies A full set of customisable PowerPoint slides for each chapter Answers to selected exercises in the text
Everyone needs to set financial priorities during their lives, but knowing what to do and who to ask for advice is difficult. Whether buying a car or starting a pension, we are bombarded by financial advertising, comment and advice. This important new reference book explains the key elements to personal financial planning and provides the ordinary family with a simple framework for setting financial priorities. A Complete Guide to Family Finance supplies independent advice on: financial planning debts and loans pensions insurance mortgages education healthcare investments Comprehensive and practical in its approach, this book explains the facts in plain English and provides everything you need to know about saving, investing and insuring for the future.
Author: Debbie Harrison
Publisher: Pearson Education
Release Date: 2005
Genre: Finance, Personal
The first dedicated textbook for undergraduate students studying courses in personal finance. Covering both theory and practice, Personal Financial Planning goes beyond existing product-based regulatory guidebooks and consumer guides to personal finance. This book enables students to gain a greater breadth and understanding of all aspects of personal finance from both an academic and practical perspective. The author combines technical detail with a discursive analysis of the economic, social and regulatory environment in which financial planning, as a blend of services and products, is delivered in the first decade of the twenty-first century.
Author: Alvin Hall
Publisher: Hachette UK
Release Date: 2014-07-03
Genre: Business & Economics
The most popular question Alvin Hall is asked is 'Where does my money go?'. In this updated edition of his bestselling financial guide, Alvin helps everyone get their finances in order. Helping you to understand your money psychology, Alvin beats a clear pathway through the financial maze of mortgages, insurance and pensions, provides a practical understanding of credit card debt and interest rates, and advises how to set up balance sheets for budgeting personal finances. Here is the easy-to-follow advice for a brighter, sounder financial future.
Protect your money with this “accessible and practical” guide to hiring and working with financial advisors (Publishers Weekly, starred review). Hiring a trained expert to safeguard and grow your wealth seems like a foolproof decision, but it can go awry for many people. You should never blindly trust that your advisor has your best interests at heart—and while there are many benefits to working with a financial pro, there are some things you should know first. Drawing on her insider’s knowledge of how the financial advice profession really works, Liz Davidson shows how to judge whether an advisor is going to help or harm your savings. This no-nonsense guide covers questions such as: How should you decide if you really need an advisor? What financial moves can you make without their help? What important questions should you ask before trusting them with your money? What are the red flags you should run from? What does all their jargon really mean? Learn how to take control of your financial well-being—either with a financial advisor or without one. “This book is mandatory reading for anyone who wants a better understanding of how to manage their money.” —Mary Beth Franklin, InvestmentNews “Valuable tools for managing one’s personal finances for maximum results.” —Publishers Weekly, starred review
Author: George Samuel Clason
Release Date: 2015-07-07
George S. Clason veroffentlichte sie Der reichste Mann von Babylon und verpackte darin seine personlichen Einsichten zum Thema Geld. Die sind nach wie vor aktuell. Wie man zu Geld kommt, es vermehrt und behalt. Das klassisch-unterhaltsame Buch uber den gekonnten Umgang mit Geld."
Author: S. Taylor
Release Date: 2016-12-12
Financial Planning in Australia 2017 Essentials Edition is a revitalised and strategically tailored update to the previous edition. Accompanied by a wealth of online materials for lecturers and students, the 2017 edition has several new features including a modern and colourful design, including the introduction of new characters as a learning tool. The book has a practical and skills-based focus, and includes a variety of end-of-chapter questions to assist student learning. This engaging presentation of pedagogy makes this book an essential introductory text for financial planning students. Features· Engaging presentation of pedagogy· Self-learning student material· Content aligned with curriculum for financial planning undergraduate and TAFE courses Related TitlesTaylor & Juchau, Financial Planning in Australia: Advice and Wealth Management, 7th edition, 2015Perkins, Estate Planning: A Practical Guide for Estate and Financial Services Professionals, 4th edition, 2015
Author: Stephanie I. Blum
Publisher: Dk Pub
Release Date: 2000
Genre: Business & Economics
Taking a clear, concise approach to money management, the Dorling Kindersley Essential Finance series provides a practical and impartial resource to guide you through important financial decisions. Useful questionnaires pinpoint one's financial status while easy-to-use charts and graphs help track cash flow. Cut through the complexities of financial lingo and gain the confidence needed to build real financial security. Learn to live debt free, invest in the stock market, pay for a child's education, or plan for retirement. Filled with practical advice on all aspects of money management, this series offers an excellent foundation for building a personal finance library.
Author: Stephen Bailey
Publisher: Psychology Press
Release Date: 2003
Genre: Language Arts & Disciplines
This textbook is designed for non-native speaking students who are taking college courses at English-speaking universities. Covering four general areas, the book takes a refreshing approach to Academic Writing. Set within a clear structure and using easily understandable language, the material is divided into short, manageable sections covering reading, note-taking, summarizing and writing skills.
A comprehensive resource for hands-on pursuits in everyday and less-common areas features updated advice on topics ranging from going green and selling a home in a down market to job hunting in a challenged economy and traveling on a budget. 50,000 first printing.
Author: Douglas Stone
Release Date: 2004
A practical handbook for prospective students guides readers through the pressures of college life, offering valuable advice on how to deal with incompatible roommates, academic pressures, peer pressure, parental communication, substance abuse and sex, and other important issues confronting young people. Original.
Author: Don L. Redinius
Publisher: Strategic Book Publishing
Release Date: 2010-07
Genre: Business & Economics
Author DON REDINIUS has a vision: He wants to help millions of people achieve the level of personal and financial success they desire and are inherently capable of achieving. He will show you how to expand your area of the possible, improve your career, improve your standard of living, quality of life and significantly reduce the stress and worry associated with money and its management. This book brings new methods and approaches toward success by providing an easy to use methodology called REACH. It is based on proven business methods and self-improvement techniques. No other book or author has brought together such a powerful combination of tools, thinking and methods. Follow Gary and Gloria, a young couple seeking personal and financial success, as they work their way to the top. The New Era of Financial Success has arrived! Finally a book that is literally packed front to back with information needed for truly achieving financial and life success! Don Linsenmann, VP - DuPont Jam packed with many valuable tips and guidelines that are essential to life's success along with a logical approach that is fundamental to any improvement eff ort; extremely valuable for military families. Tom Wishart - (CDR, USN, Retired) Powerful - the use of a repeatable improvement methodology coupled with extraordinary wisdom! Bill Moore, Director - Honeywell Look inside at the first pages to see what other successful people are saying about The New Era of Financial Success!
Author: Harold L. Lustig
Publisher: Ballantine Books
Release Date: 2010-12-08
Genre: Business & Economics
THE FIRST FINANCIAL GUIDE TAILORED EXCLUSIVELY TO LESBIAN AND GAY COUPLES ON HOW TO PROTECT THEIR ASSETS WHEN LAWS FAIL Lesbian and gay couples can achieve solid, long-term financial security--but they need to arm themselves with foresight, awareness, and facts. That's what this book is all about. Now, drawing on more than twenty years' experience as a financial adviser to lesbian and gay couples, Harold L. Lustig has written the definitive financial guide for you and your partner. Through Lustig's four easy-to-follow steps to economic security--PLAN, PLAN, PLAN; PROTECT WHAT'S YOURS; THINK COMMUNITY; USE NON-CONVENTIONAL WISDOM AND TAKE ACTION--this invaluable book gives you workable financial strategies and up-to-date information on - Estate planning--why it's especially vital for you and your loved one - Tax advantages available to you--and not to legally recognized couples - Reducing your tax load through charitable contributions and shifting assets - A domestic partner agreement--why it is critical to your financial well-being - Avoiding the "gay penalty" on long-term health care and retirement plans - Tips for funding a college education--without dropping into the red - Reentering the job market when you are HIV positive - Buying and fine-tuning disability insurance - The facts about joint ownership And much more! Despite unfavorable laws, you can protect your assets, provide for retirement, avoid discriminatory penalties, and ensure that you and your partner enjoy and share what you've earned together. From building and transferring wealth with life insurance to creating documents that protect you when marital laws do not, this clear, smart, practical guide provides the essential financial information that every lesbian and gay couple needs and deserves. From the Trade Paperback edition.