Essential Personal Finance

Author: Jonquil Lowe
Publisher: Routledge
ISBN: 9781351041645
Release Date: 2018-12-13
Genre: Business & Economics

There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.

Personal Finance

Author: Jane King
Publisher: Oxford University Press
ISBN: 9780199668830
Release Date: 2014
Genre: Business & Economics

This new title makes the principles of personal financial planning clear and accessible, using engaging case studies and extensive examples to introduce students from a variety of disciplines to an essential set of skills. Encouraging students to take control of their finances, the book moves through fundamentals, including budgeting and managing debt, to engage with major issues and life events where financial literacy is key. Pedagogical features including learning objectives, case studies, terminology boxes, ponder points, examples, and questions help the students to develop their practical skills and show them how to make informed financial decisions. The text is also supported by an Online Resource Centre. Online Resource Centre: For students Online updates Links to relevant websites For lecturers Two extended case studies A full set of customisable PowerPoint slides for each chapter Answers to selected exercises in the text

Money 101 A Simple Practical Guide for Normal People

Author: Brian Koralewski
Publisher: Lulu.com
ISBN: 9781435762664
Release Date: 2010-12
Genre: Self-Help

Money 101: A Simple, Practical Guide for Normal People is a simple, yet powerful guide to the basics, yes....but also the essential steps in personal finance. This guide starts with how to save money and where to save it, to how to prioritize college savings, food storage, home buying, etc; while pointing out common financial pitfalls to avoid along the way. Money 101 includes tools that anyone can easily use to improve their financial plan and explore their goals. It provides clarity on topics like Roth IRA's, Mortgages, Food Storage, Retirement Savings, Budgeting & more!

Personal Financial Planning

Author: Debbie Harrison
Publisher: Pearson Education
ISBN: 027368101X
Release Date: 2005
Genre: Finance, Personal

The first dedicated textbook for undergraduate students studying courses in personal finance. Covering both theory and practice, Personal Financial Planning goes beyond existing product-based regulatory guidebooks and consumer guides to personal finance. This book enables students to gain a greater breadth and understanding of all aspects of personal finance from both an academic and practical perspective. The author combines technical detail with a discursive analysis of the economic, social and regulatory environment in which financial planning, as a blend of services and products, is delivered in the first decade of the twenty-first century.

A Complete Guide to Family Finance

Author: Roderick Millar
Publisher: Kogan Page Publishers
ISBN: 0749442034
Release Date: 2004
Genre: Finance, Personal

Everyone needs to set financial priorities during their lives, but knowing what to do and who to ask for advice is difficult. Whether buying a car or starting a pension, we are bombarded by financial advertising, comment and advice. This important new reference book explains the key elements to personal financial planning and provides the ordinary family with a simple framework for setting financial priorities. A Complete Guide to Family Finance supplies independent advice on: financial planning debts and loans pensions insurance mortgages education healthcare investments Comprehensive and practical in its approach, this book explains the facts in plain English and provides everything you need to know about saving, investing and insuring for the future.

Personal Financial Management

Author: Nico Swart
Publisher: Juta and Company Ltd
ISBN: 0702155144
Release Date: 2004-04-01
Genre: Business & Economics

This Second Edition provides an excellent and holistic structure for planning and managing your personal finances. Everything you need to know in order to make informed decisions about any and every aspect of your finances is contained in the ten key personal financial planning areas: career, income tax, estate, investment, protection, credit, health care, retirement and emigration planning. Ultimately, we all hope for financial independence after retirement, and how you plan and manage your finances in any one of these key areas can have far-reaching positive or negative financial implications for your future. Key features: Learning outcomes and self-assessment questions; Numerous diagrams, figures and tables; Outlines the personal financial planning process; Describes the assessment and measurement of personal financial performance; Explains the time value of money; Details ten personal financial planning areas.

Your Money or Your Life

Author: Alvin Hall
Publisher: Hachette UK
ISBN: 9781444716672
Release Date: 2014-07-03
Genre: Business & Economics

The most popular question Alvin Hall is asked is 'Where does my money go?'. In this updated edition of his bestselling financial guide, Alvin helps everyone get their finances in order. Helping you to understand your money psychology, Alvin beats a clear pathway through the financial maze of mortgages, insurance and pensions, provides a practical understanding of credit card debt and interest rates, and advises how to set up balance sheets for budgeting personal finances. Here is the easy-to-follow advice for a brighter, sounder financial future.

What Your Financial Advisor Isn t Telling You

Author: Liz Davidson
Publisher: HMH
ISBN: 9780544633346
Release Date: 2016-01-05
Genre: Business & Economics

Protect your money with this “accessible and practical” guide to hiring and working with financial advisors (Publishers Weekly, starred review). Hiring a trained expert to safeguard and grow your wealth seems like a foolproof decision, but it can go awry for many people. You should never blindly trust that your advisor has your best interests at heart—and while there are many benefits to working with a financial pro, there are some things you should know first. Drawing on her insider’s knowledge of how the financial advice profession really works, Liz Davidson shows how to judge whether an advisor is going to help or harm your savings. This no-nonsense guide covers questions such as: How should you decide if you really need an advisor? What financial moves can you make without their help? What important questions should you ask before trusting them with your money? What are the red flags you should run from? What does all their jargon really mean? Learn how to take control of your financial well-being—either with a financial advisor or without one. “This book is mandatory reading for anyone who wants a better understanding of how to manage their money.” —Mary Beth Franklin, InvestmentNews “Valuable tools for managing one’s personal finances for maximum results.” —Publishers Weekly, starred review

FINANCE FOR EXECUTIVES

Author: Nuno Fernandes
Publisher: NPVPublishing
ISBN: 9789899885400
Release Date: 2014-04-30
Genre: Business & Economics

The book Finance for Executives: A Practical Guide for Managers meets the needs of global executives, both finance as well as non-financial managers. It is a practical and fundamental finance reference book for any manager, as it makes a perfect balance of financial management theory and practice. It focuses on corporate finance concepts from value creation to derivatives, including cost of capital (and WACC), valuation, financing policies, project evaluation, and many other essential finance definitions. Finance for Executives makes finance simple and intuitive, through the use of real world data (brief company case studies and empirical examples of concepts), Excel financial modelling tools, and practical short chapters. Target Audience This finance book is appropriate for business executives, from all backgrounds, seeking to Focus on the links between financial management and the strategy of their company, be it a private or publicly traded company Discover how to create value for their company and boost its financial performance Understand the key topics of corporate finance for non-financial managers Create a cost of capital culture within a company Refresh and broaden their understanding of the latest financial concepts and tools Learn about financial management for decision makers - including financing and dividend policies, company valuation, mergers and acquisitions (M&As), project evaluation, cost of capital (WACC) estimation, or risk management and derivatives Finance for Executives is suited as a finance textbook for corporate finance programs, executive education courses, as well as in MBA, master's, and executive MBA programs. Indeed, the book is based on many years of executive education and consulting with world-class corporations from all continents of the world. What Is This Book About? Finance should be fun, and practical as well. With this book at hand, you will have access to a set of tools that will help you develop your intuition for solving key financial problems, improve your business decisions, and formulate strategies. This finance for managers' reference book is based on Simplicity - The core concepts in corporate finance are simple, and will become intuitively clear after using this book Conciseness - The chapters are short and self-contained to appeal to busy executives who are keen on value-added activities Practical focus - The key concepts of financial management are explained (and linked to Excel modelling tools), while you learn to identify the problems and pitfalls of different managerial choices Application of theory to practice - It highlights key academic research results that are relevant for practitioners Real-world focus - The book includes empirical data on several companies and industries around the world. Working with real-world problems and real-world data is more fruitful than theoretical discussions on formulas Excel Templates An Excel spreadsheet containing all the financial models used in the different chapters is available for download from the book's website. Practitioners will find the file easy to customize to their own requirements. It is useful in a variety of situations: value creation and its decomposition into managerial drivers or key performance indicators (KPIs), cost of capital (WACC) estimation, project evaluation, mergers and acquisitions, company valuation, derivatives valuation, etc. Editorial Reviews An excellent teach-yourself finance primer for non-financial executives, and, I dare say, even for most finance executives. Ravi Kant, Vice Chairman, Tata Motors, India The finance reference book for the desk of ANY manager. Michel Demaré, Chairman of the Board, Syngenta, Switzerland The perfect balance of practice and theory. Geert Bekaert, Professor of Finance, Columbia Business School, USA A key tool to improve your business decisions. Thilo Mannhardt, CEO of Ultrapar, Brazil Finance for Executives is easy to follow, and makes a boring subject actually quite exciting. Severin Schwan, CEO, Roche Group, Switzerland A must-have for your list of favorites. José Manuel Campa, Professor of Finance, IESE Business School, Spain

Your Finances

Author: Frances Kay
Publisher: Kogan Page Publishers
ISBN: 9780749457273
Release Date: 2009-04-03
Genre: Business & Economics

Money is the main concern for most people approaching or already experiencing retirement, as their income is likely to have to last for a long time and keep up with inflation. Some people have a good pension as well as assets and investments, others don't have enough resources to fund the lifestyle they had hoped for. Whatever your circumstances, Your Money: A Practical Guide to Tax, Investments, IFAs and Wills reminds you of the basics, drawing your attention to some of the provisions that could have a bearing on your immediate or long term plans. It covers everything from income tax and personal allowances to property investments, equities and IFAs. It also contains vital information on making wills in order to ensure that your wishes are known and properly executed. By taking you through the financial maze step by step, and spelling out the facts in clear, accessible language, this essential guide will help you to make your money work for you.

Kiplinger s Practical Guide to Your Money

Author: Kiplinger's Personal Finance Magazine Staff
Publisher: Dearborn Trade
ISBN: 141951752X
Release Date: 2005
Genre: Business & Economics

From the editors of Kiplinger's Personal Finance magazine, this guide contains tips on budgeting, saving and investing, buying a home or car, life and health insurance, retirement, and estate planning. It also explains ways to save more money; credit cards, loans, and getting out of debt; the financial aspects of marriage, divorce, and having child

Academic Writing

Author: Stephen Bailey
Publisher: Psychology Press
ISBN: 0748768386
Release Date: 2003
Genre: Language Arts & Disciplines

This textbook is designed for non-native speaking students who are taking college courses at English-speaking universities. Covering four general areas, the book takes a refreshing approach to Academic Writing. Set within a clear structure and using easily understandable language, the material is divided into short, manageable sections covering reading, note-taking, summarizing and writing skills.

The New York Times Practical Guide to Practically Everything Second Edition

Author: Amy D. Bernstein
Publisher: Macmillan
ISBN: 9780312551698
Release Date: 2009-11-24
Genre: Reference

A comprehensive resource for hands-on pursuits in everyday and less-common areas features updated advice on topics ranging from going green and selling a home in a down market to job hunting in a challenged economy and traveling on a budget. 50,000 first printing.