How to File for Chapter 7 Bankruptcy

Author: Stephen Elias
Publisher: Nolo
ISBN: 9781413324334
Release Date: 2017-10-31
Genre: Law

If you’re overwhelmed by debt, the bankruptcy system can help. How to File for Chapter 7 Bankruptcy provides the clear information and step-by-step instructions you’ll need to get through the entire process without an attorney. The book will help you determine whether you qualify for relief and whether filing for Chapter 7 bankruptcy will help you solve your debt issues. You’ll also learn how to: stop wage garnishments and lawsuits wipe out as much debt as possible deal with debts you’ve secured with collateral keep as much property as possible, and rebuild credit after bankruptcy The 20th edition is revised to include instructions that will help you complete the new user-friendly bankruptcy forms, changes to state exemption laws (which determine what property bankruptcy filers can keep), and important legal updates. Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.

Bankruptcy for Small Business Owners

Author: Stephen Elias Attorney
Publisher: Nolo
ISBN: 9781413315325
Release Date: 2010-03-19
Genre: Business & Economics

Wipe out business debts and get a fresh start! Small businesses are failing at record rates, and business bankruptcies are on the rise; more than 43,000 were filed in 2008-up 53% over the previous year. Bankruptcy for Small Business Owners helps small businesses assess the financial condition of their business, determine whether they should declare bankruptcy, and offers step-by-step instructions for completing all of the bankruptcy forms and filing them in court. It covers: what business debt and assets (if any) would be impacted by bankruptcy bankruptcy options: Chapter 7, Chapter 13 and Chapter 11, and the eligibility factors and downsides of each "look back" requirements (periods of time during which personal or business actions have created impediments to filing for bankruptcy) automatic stays valuation of business assets (including good will & intellectual property) and shares exemptions what happens when there is personal liability for a house and more. For businesses that are under water and don't want to spend money on a lawyer they can't afford, this book provides all the information they need to handle their own bankruptcy filing.

The New Bankruptcy

Author: Stephen Elias
Publisher: Nolo
ISBN: 9781413324310
Release Date: 2017-12-30
Genre: Law

Choose the best bankruptcy option The New Bankruptcy provides clear-cut information, answers to common questions, worksheets, and strategies to help you figure out whether bankruptcy is the right solution to your debt problem. Find out: the main differences between Chapter 7 and Chapter 13 bankruptcy whether you qualify for Chapter 7 bankruptcy (the means test) how the Chapter 13 repayment plan works which type of bankruptcy (7 or 13) is better in various situations which debts are wiped out what happens to your property, including your home, car, and retirement accounts, and other ways to handle debt problems. The book also outlines the bankruptcy process and includes completed sample bankruptcy forms.

How to File for Chapter 7 Bankruptcy

Author: Albin Renauer
Publisher: NOLO
ISBN: 9781413300277
Release Date: 2004
Genre: Business & Economics

Step-by-step instructions, an overview of the process and all the necessary forms for filing for bankruptcy are now available in the all-inclusive volume.

Personal Bankruptcy Laws For Dummies

Author: James P. Caher
Publisher: John Wiley & Sons
ISBN: 9781118052808
Release Date: 2011-03-03
Genre: Business & Economics

With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff

Bankruptcy 101

Author: Michael Greiner J. D.
Publisher: NorlightsPress
ISBN: 9781935254300
Release Date: 2010-06
Genre: Business & Economics

When you're in debt over your head, bankruptcy lets you make a fresh start without creditors tearing your life apart. In Bankruptcy 101, an experienced bankruptcy attorney takes you through the process of filing Chapter 7 without hiring an attorney. Filled with anecdotes, tips, and traps to avoid, this insider's guide includes four bonus appendices that are worth the purchase price. Bankruptcy is a tool. If creditors are making you miserable with garnishments, lawsuits, and other collections, you should know your rights and use them. That's what this book is all about.

How to File for Chapter 7 Bankruptcy 14th Edition

Author: Stephen Elias
Publisher:
ISBN: OCLC:1014422031
Release Date: 2007
Genre:

This all-in-one book can help you find relief from overwhelming debt!If you have more debt than you can possibly pay off, the bankruptcy system is there to help -- and with How to File for Chapter 7 Bankruptcy, you'll find the clear and user-friendly information, advice and forms you need to get through the entire process. First, the book will help you determine whether you qualify for Chapter 7 --and whether it is the best way to deal with your debts. Then you'll find out how to: stop wage garnishments and attachments fill out and file all the forms cancel as much debt as possible deal with se.

How to File for Chapter 7 Bankruptcy 13th Edition

Author: Stephen Elias
Publisher:
ISBN: 6610474818
Release Date: 2006
Genre:

Please note that this edition is now out of print and has been replaced by the 14th edition, also available through MyiLibrary ... Every year, more than a million people file for bankruptcy. This book provides a clear and complete overview of the bankruptcy process and includes step-by-step instructions and all the forms necessary to file.

Chapter 13 Bankruptcy

Author: Stephen Elias
Publisher: NOLO
ISBN: 9781413305081
Release Date: 2006
Genre: Business & Economics

Are you behind on your mortgage, taxes, or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which lets you reorganize your debts into a repayment plan you can afford-and keep your house, car and other property.

Side Hustle

Author: Chris Guillebeau
Publisher: Crown Business
ISBN: 9781524758851
Release Date: 2017-09-19
Genre: Business & Economics

The author of the New York Times Bestseller THE $100 STARTUP, shows how to launch a profitable side hustle in just 27 days. To some, the idea of quitting their day job to start a business is exhilarating. For others, it’s terrifying. After all, a job that produces a steady paycheck can be difficult to give up. But in a time when businesses have so little loyalty to employees that the very notion of “job security” has become a punchline, wouldn’t it be great to have an additional source of income to fall back on? And wouldn’t it be great to make that happen without leaving your day job? Enter the Side Hustle. Based on detailed information from hundreds of case studies, Chris Guillebeau provides a step-by-step guide that anyone can use to create and launch a profitable project in less than a month. Designed for the busy and impatient, this plan will have you generating income immediately, without the risk of throwing yourself head first into the world of entrepreneurship. Whether you just want to make some extra money, or start something that may end up replacing your day job entirely, the side hustle is the new job security. When you generate income from multiple sources, it gives you options, and in today’s world, options aren't just nice to have: they're essential. You don’t need entrepreneurial experience to launch a profitable side hustle. You don’t need a business degree, know how to code, or be an expert marketer. And you certainly don’t need employees or investors. With this book as your guide, anyone can learn to build a fast track to freedom.

The Recovering Spender

Author: Lauren Greutman
Publisher: Center Street
ISBN: 9781455595792
Release Date: 2016-09-13
Genre: Business & Economics

After learning how to curb her spending habits, Lauren Greutman shares her hard-earned knowledge on how to get out of debt and live without the financial pressures that many people face today. Millions of Americans today are near financial disaster-spending more money than they are bringing in, and losing control of their money. Lauren Greutman knows how that feels. For years, she struggled with too many bills to pay and not enough money to pay them. When Lauren found herself drowning in debt, she finally faced her extreme spending habits and took action. In THE RECOVERING SPENDER, Lauren shares her story and offers advice that is based on the many strategies she developed to change her own life and bring her family budget back to black. Lauren shows her readers, step-by-step, how to get rid of bad money habits, pay down debt, and stay within a budget. Some of the action chapters in the book are: Take an Inventory of Your Spending Declutter Your Finances Do an Expense Audit Curb Your Spending and Define Your Values Lauren exchanged the overrated, stressed-out American dream for a new one-a happier life filled with family, friends, and financial freedom-and now you can do the same!

Bankruptcy for Small Business

Author: Wendell Schollander
Publisher: Sphinx Publishing
ISBN: 1572486651
Release Date: 2008
Genre: Business & Economics

Avoiding common money mistakes, fixing existing financial issues, dealing with filing for bankruptcy the proper way, and examining the myths about bankruptcy are some of the topics covered in this informative, up-to-date tool for small business owners. Original.

Credit Markets for the Poor

Author: Patrick Bolton
Publisher: Russell Sage Foundation
ISBN: 9781610440752
Release Date: 2005-06-30
Genre: Social Science

Access to credit is an important means of providing people with the opportunity to make a better life for themselves. Loans are essential for most people who want to purchase a home, start a business, pay for college, or weather a spell of unemployment. Yet many people in poor and minority communities—regardless of their creditworthiness—find credit hard to come by, making the climb out of poverty extremely difficult. How dire are the lending markets in these communities and what can be done to improve access to credit for disadvantaged groups? In Credit Markets for the Poor, editors Patrick Bolton and Howard Rosenthal and an expert team of economists, political scientists, and legal and business scholars tackle these questions with shrewd analysis and a wealth of empirical data. Credit Markets for the Poor opens by examining what credit options are available to poor households. Economist John Caskey profiles how weak credit options force many working families into a disastrous cycle of short-term, high interest loans in order to sustain themselves between paychecks. Löic Sadoulet explores the reasons that community lending organizations, which have been so successful in developing countries, have failed in more advanced economies. He argues the obstacles that have inhibited community lending groups in industrialized countries—such as a lack of institutional credibility and the high cost of establishing lending networks—can be overcome if banks facilitate the community lending process and establish a system of repayment insurance. Credit Markets for the Poor also examines how legal institutions affect the ability of the poor to borrow. Daniela Fabbri and Mario Padula argue that well-meaning provisions making it more difficult for lenders to collect on defaulted loans are actually doing a disservice to the poor in credit markets. They find that in areas with lax legal enforcement of debt agreements, credit markets for the poor are underdeveloped because lenders are unwilling to take risks on issuing credit or will do so only at exorbitant interest rates. Timothy Bates looks at programs that facilitate small-business development and finds that they have done little to reduce poverty. He argues that subsidized business creation programs may lure inexperienced households into entrepreneurship in areas where little profitable investment is possible, hence setting them up for failure. With clarity and insightful analysis, Credit Markets for the Poor demonstrates how weak credit markets are impeding the social and economic mobility of the needy. By detailing the many disadvantages that impoverished people face when seeking to borrow, this important new volume highlights a significant national problem and offers solutions for the future.