Meltdown The Financial Crisis Consumer Protection and the Road Forward

Author: Larry Kirsch
Publisher: ABC-CLIO
ISBN: 9781440842436
Release Date: 2017-03-09
Genre: Political Science

Meltdown reveals how the Consumer Financial Protection Bureau was able to curb important unsafe and unfair practices that led to the recent financial crisis. In interviews with key government, industry, and advocacy groups along with deep archival research, Kirsch and Squires show where the CFPB was able to overcome many abusive practices, where it was less able to do so, and why. Presents the first comprehensive examination of the CFPB that identifies its successes during its first five years of operation and addresses the challenges the bureau now faces • Exposes the alarming possibility that as the economy recovers, the Consumer Financial Protection Bureau's efforts to protect consumers could be derailed by political and industry pressure • Offers provisional assessment of the effectiveness of the CFPB and consumer protection regulation • Gives readers unique access to insightful perspectives via on-the-record interviews with a cross-section of stakeholders, ranging from Richard Cordray (director of the CFPB) to public policy leaders, congressional staffers, advocates, scholars, and members of the press • Documents the historical and analytic narrative with more than 40 pages of end notes that will assist scholars, students, and practitioners

The Fight for Fair Housing

Author: Gregory D. Squires
Publisher: Routledge
ISBN: 9781134822874
Release Date: 2017-10-16
Genre: Architecture

The federal Fair Housing Act of 1968 was passed in a time of turmoil, conflict, and often conflagration in cities across the nation. It took the assassination of Dr. Martin Luther King, Jr. to finally secure its passage. The Kerner Commission warned in 1968 that "to continue present policies is to make permanent the division of our country into two societies; one largely Negro and poor, located in the central cities; the other, predominantly white and affluent, located in the suburbs and outlying areas". The Fair Housing Act was passed with a dual mandate: to end discrimination and to dismantle the segregated living patterns that characterized most cities. The Fight for Fair Housing tells us what happened, why, and what remains to be done. Since the passage of the Fair Housing Act, the many forms of housing discrimination and segregation, and associated consequences, have been documented. At the same time, significant progress has been made in counteracting discrimination and promoting integration. Few suburbs today are all white; many people of color are moving to the suburbs; and some white families are moving back to the city. Unfortunately, discrimination and segregation persist. The Fight for Fair Housing brings together the nation’s leading fair housing activists and scholars (many of whom are in both camps) to tell the stories that led to the passage of the Fair Housing Act, its consequences, and the implications of the act going forward. Including an afterword by Walter Mondale, this book is intended for everyone concerned with the future of our cities and equal access for all persons to housing and related opportunities.

Reaching for a New Deal

Author: Theda Skocpol
Publisher: Russell Sage Foundation
ISBN: 9781610447119
Release Date: 2011-06-24
Genre: Political Science

During his winning presidential campaign, Barack Obama promised to counter rising economic inequality and revitalize America’s middle-class through a series of wide-ranging reforms. His transformational agenda sought to ensure affordable healthcare; reform the nation’s schools and make college more affordable; promote clean and renewable energy; reform labor laws and immigration; and redistribute the tax burden from the middle class to wealthier citizens. The Wall Street crisis and economic downturn that erupted as Obama took office also put U.S. financial regulation on the agenda. By the middle of President Obama’s first term in office, he had succeeded in advancing major reforms by legislative and administrative means. But a sluggish economic recovery from the deep recession of 2009, accompanied by polarized politics and governmental deadlock in Washington, DC, have raised questions about how far Obama’s promised transformations can go. Reaching for a New Deal analyzes both the ambitious domestic policy of Obama’s first two years and the consequent political backlash—up to and including the 2010 midterm elections. Reaching for a New Deal opens by assessing how the Obama administration overcame intense partisan struggles to achieve legislative victories in three areas—health care reform, federal higher education loans and grants, and financial regulation. Lawrence Jacobs and Theda Skocpol examine the landmark health care bill, signed into law in spring 2010, which extended affordable health benefits to millions of uninsured Americans after nearly 100 years of failed legislative attempts to do so. Suzanne Mettler explains how Obama succeeded in reorienting higher education policy by shifting loan administration from lenders to the federal government and extending generous tax tuition credits. Reaching for a New Deal also examines the domains in which Obama has used administrative action to further reforms in schools and labor law. The book concludes with examinations of three areas—energy, immigration, and taxes—where Obama’s efforts at legislative compromises made little headway. Reaching for a New Deal combines probing analyses of Obama’s domestic policy achievements with a big picture look at his change-oriented presidency. The book uses struggles over policy changes as a window into the larger dynamics of American politics and situates the current political era in relation to earlier pivotal junctures in U.S. government and public policy. It offers invaluable lessons about unfolding political transformations in the United States.

For the Next Generation

Author: Debbie Wasserman Schultz
Publisher: St. Martin's Press
ISBN: 9781250021779
Release Date: 2013-10-15
Genre: Biography & Autobiography

Congresswoman and Democratic National Committee Chair Debbie Wasserman Schultz challenges the nation to resolve tough issues for future generations. America has witnessed the dangers that come with shortsightedness, writes Debbie Wasserman Schultz in For the Next Generation. If we want to ensure prosperity for ourselves and an improved way of life for young Americans, we have to change, starting now. We must: · Create jobs · Turned around our economy · Formulate a long-term energy solution · Reform immigration policies · Enhance and expand health-care coverage Yet these important issues have been sidelined by gridlock in a Congress that is too concerned about the next election to worry about the future. The group of Americans who have the most to lose from this dysfunction are the ones least represented in government: America's children. For the Next Generation is a call to action, one mother's challenge to her congressional colleagues and to the rest of the nation, to adopt a parent's perspective for doing right by kids. Marked by clarity and by Debbie's characteristic poise, this polemic is informed by the congresswoman's own personal and professional experiences. It digs deep, exposing very real threats that America faces as a result of its failure to confront tough decisions. Debbie conveys a vision of an America that has learned hard lessons from its recent past, an America galvanized by a renewed sense of purpose for applying that wisdom through forward-thinking policies on education, civil rights, and foreign policy. She describes how she will fight to overcome the legislative obstacles that inhibit progress, and she calls upon fair-minded Americans to lend their own strengths to securing a better tomorrow for the next generation.

Sch delernte

Author: Abdourahman A. Waberi
Publisher: Peter Trier
ISBN: 3940435031
Release Date: 2008
Genre:

1994 findet in Ruanda ein Massaker statt, das von der UNO als Volkermord anerkannt wurde. 1998 reist Abdourahman A. Waberi im Rahmen des Projekts "Rwanda, ecrire par devoir de memoire" nach Kigali. "Schadelernte" ist ein Werk zwischen Fiktion und Reportage, in seiner Unklassifizierbarkeit Abbild der Unmoglichkeit das Ereignis in Kategorien einzuteilen und sich ihm erzahlend zu nahern. "Wenn das Werk ein langes Echo hervorruft (...), dann weil seine Stimme nicht die des Analytikers, des Politikers oder Historikers ist, sondern die des Poeten (Blandine Longre, Sitarmag.com, Januar 2005).

Dieses Mal ist alles anders

Author: Carmen Reinhart
Publisher: FinanzBuch Verlag
ISBN: 9783862484386
Release Date: 2010-03-15
Genre: Political Science

Dieses Mal ist alles anders. Die derzeitige Krise ist überhaupt nicht vergleichbar mit vergangenen Situationen – darin sind sich die Experten einig, wann immer ein Wirtschaftssystem oder ein Staat zusammenbricht. Carmen Reinhart und Kenneth Rogoff haben die Crashs der letzten 800 Jahre analysiert. Ihr erstaunliches Ergebnis: In Wahrheit sind es doch immer die gleichen Fehler, die zum Kollaps geführt haben.

Money

Author: Tony Robbins
Publisher: FinanzBuch Verlag
ISBN: 9783862487394
Release Date: 2015-11-09
Genre: Business & Economics

Mehr als 10 Jahre sind seit seiner letzten Veröffentlichung in Deutschland vergangen, jetzt meldet sich Anthony Robbins zurück. Als Personal Trainer beriet er Persönlichkeiten wie Bill Clinton und Serena Williams sowie ein weltweites Millionenpublikum, nun widmet er seine Aufmerksamkeit den Finanzen. Basierend auf umfangreichen Recherchen und Interviews mit mehr als 50 Starinvestoren, wie Warren Buffett oder Star-Hedgefondsmanager Carl Icahn, hat Robbins die besten Strategien für die private finanzielle Absicherung entwickelt. Sein Werk bündelt die Expertise erfolgreicher Finanzmarktakteure und seine Beratungserfahrung. Selbst komplexe Anlagestrategien werden verständlich erläutert, ohne an Präzision einzubüßen. In 7 Schritten zur finanziellen Unabhängigkeit - praxisnah und für jeden umsetzbar.

The Big Short Wie eine Handvoll Trader die Welt verzockte

Author: Michael Lewis
Publisher: Campus Verlag
ISBN: 9783593393575
Release Date: 2010-10
Genre: Political Science

"The Big Short" erzählt von der Erfindung einer monströsen Geldmaschine: Ein paar Hedgefond-Manager sehen das katastrophale Platzen der amerikanischen Immobilienblase nicht nur voraus, sondern sie wetten sogar im ganz großen Stil darauf. Den Kollaps des Systems befördern sie unter anderem mittels des sogenannten "shortings", Leerverkäufen von Aktien großer Investmentbanken. Doch zu jeder Wette gehört auf der anderen Seite auch einer, der sie hält. Lewis entlarvt anhand seiner Protagonisten ein System, das sich verselbständigt und mit moralischen Kategorien wie Habgier oder Maßlosigkeit längst nicht mehr zu fassen ist. Der Zusammenbruch der Finanzmärkte, so lernen wir in diesem Buch, war ein kurzer Moment der Vernunft: Der Wahnsinn hatte sich in den Jahren davor abgespielt.

OECD Grunds tze der Corporate Governance

Author: OECD
Publisher: OECD Publishing
ISBN: 9789264574229
Release Date: 1999-10-20
Genre:

Ein gutes Corporate Governance-System ist für den effizienten Einsatz des Unternehmenskapitals von entscheidender Bedeutung.

Congressional Record

Author: United States. Congress
Publisher:
ISBN: STANFORD:36105221118040
Release Date: 2010
Genre: Law

The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)