Personal Bankruptcy Laws For Dummies

Author: James P. Caher
Publisher: John Wiley & Sons
ISBN: 9781118052808
Release Date: 2011-03-03
Genre: Business & Economics

With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff

Personal Bankruptcy For Dummies

Author: James P. Caher
Publisher: For Dummies
ISBN: 0764554980
Release Date: 2003-02-28
Genre: Business & Economics

The number of new personal bankruptcies filed each year continue to increase. And there is no relief in sight. Bankruptcy is never a painless or easy decision, but with a little know-how, you can get through this process with a minimum of headache, heartache, and indigestion. With a clear focus towards the future, you can then begin to get your finances—and your life—back in order. If you’re considering bankruptcy, are currently in the process of filing for bankruptcy, or on the brink of bankruptcy and looking for a way to get through debt, Personal Bankruptcy For Dummies can help you make the best decisions about your financial future. Personal Bankruptcy For Dummies is a nuts-and-bolts toolbox, which covers both Chap7 and Chapter 13 bankruptcy. Written by two seasoned experts on bankruptcy law, this easy-to-follow guide walks you through the bankruptcy process and explains how to rebuild your credit after filing for bankruptcy. Straightforward answers and re liable advice can help you sort out all of your possibilities, with a clear understanding of what you have to gain and what’s to lose. This carefully written guidebook will show you how to: Consider alternatives to bankruptcy Decide which type of bankruptcy is right for you Prevent further financial damage before filing for bankruptcy Defend yourself from bill collectors and the IRS Save your home and other important assets Wipe out credit card debt Use bankruptcy to deal with tax debts Repair your credit and stay out of financial trouble Filled with expert tips and tactics for navigating the world of bankruptcy, Personal Bankruptcy For Dummies gives you the ammunition and information you need to intelligently and confidently choose your own best path and get back on your feet again.

Managing Your Money All In One For Dummies

Author: Consumer Dummies
Publisher: John Wiley & Sons
ISBN: 047048148X
Release Date: 2008-11-24
Genre: Business & Economics

Want to take control of your finances once and for all? Managing Your Money All-in-One For Dummies combines expert money management with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven mini-books show you how to improve your relationship with money — no matter your age or stage of life. This easy-to-understand guide shows you how to assess your financial situation, calculate debt, prepare a budget, trim spending, boost your income, and improve your credit score. You’ll find ways to run a money-smart household, reduce waste, and cut medical and transportation expenses as you tackle your debt head-on and develop good saving habits. You’ll even get help choosing the right mortgage and avoiding foreclosure, saving for college or retirement, and determining your home-, car-, and life insurance needs. Discover how to: Take charge of your finances Manage home and personal finances Lower your taxes and avoid tax audits Plan a budget and scale back on expenses Deal with debt and negotiate with creditors Save and invest safely for college or retirement Protect your money and assets from fraud and identity theft Ensure a comfortable retirement Plan your estate and safeguard a will or trust Managing Your Money All-in-One For Dummies brings you seven great books for the price of one. Can you think of a better way to start managing your money wisely?

Personal Finance in Your 20s and 30s For Dummies

Author: Eric Tyson
Publisher: John Wiley & Sons
ISBN: 9781119431411
Release Date: 2017-11-20
Genre: Business & Economics

Create a solid pathway for financial success Millennials often confront greater difficulties—including economic uncertainty and student debt—than those who came before them. This new financial responsibility can be intimidating, and many people are unsure where to begin. Personal Finance in Your 20s & 30s For Dummies will help Millennials to be confident about managing their finances and get on a clear path toward financial security. Inside, trusted financial advisor Eric Tyson shows students and recent grads how to make smart financial decisions in order to pay off student loans, avoid any additional debt, and create a solid plan to ensure their financial success. From avoiding common money mistakes to making informed investment choices, Personal Finance in Your 20s & 30s For Dummies covers it all! Build a foundation through smart spending and saving Rent, buy, or sell a house File taxes the right way Protect your finances and identity in the digital world Get ready to forge your own path to financial security!

Managing Debt For Dummies

Author: John Ventura
Publisher: John Wiley & Sons
ISBN: 9781118068151
Release Date: 2011-04-18
Genre: Business & Economics

If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

Living Well in a Down Economy for Dummies

Author: Tracy L. Barr
Publisher: ReadHowYouWant.com
ISBN: 9781442982468
Release Date: 2009-08-31
Genre: Business & Economics

Ask an economist what a recession is, and you'll likely get the answer ''a decline in gross domestic product lasting two or more consecutive quarters.'' ( Gross domestic product, or GDP, is the total value of goods and services produced in a country.) At the time of this writing, America isn't officially in a recession (although many analysts say it's just a matter of getting the numbers that'll prove that the second-quarter decline has actually occurred), but the economy is definitely in a downturn. Home values are falling, employment is down, real income is down, and energy costs are skyrocketing. So how long will this downturn last? No one knows. Some think it'll be over in a matter of months; others predict the recession could last a year or longer. None of this is good news. Fortunately, you can do more than cross your fingers and hope for good luck.... In uncertain times, you may find yourself, despite your best efforts, facing a financial catastrophe like a bankruptcy or foreclosure. Even in these circumstances, you still have options-maybe not many, and maybe not pleasant ones, but options that can help you weather even these storms. Bottom line: In a stumbling economy, you have to tread carefully, but you can still move forward. This book helps you one step at a time.

How to Get Credit After Filing Bankruptcy

Author: Mitch Wakem
Publisher: Atlantic Publishing Company
ISBN: 9781601381378
Release Date: 2008-04-01
Genre: Business & Economics

According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years. A person who finds himself or herself in this undesirable situation may wonder how they are ever going to repair their credit. How to Get Credit after Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit under Control provides the answers in a clear-cut, easy-to-read manner. The author tells you how to take charge of your credit so you can apply for loans and mortgages and obtain low interest rates. In addition, you will learn how to order a copy of your credit report, how to check your credit report for accuracy, how to read it, how to avoid discrimination and credit repair scams, how to apply for an unsecured credit card, how to report your good work to bureaus if creditors do not, how to maintain good relationships with your bank and creditors, how to consolidate all your debt, how to lessen your reliance on credit cards, and how to decide if lawyer-assisted credit repair is right for you. You will also learn simple strategies for making payments on time and for rebuilding your credit. Whether you have just declared bankruptcy or you have been living with the stigma for years, this new book will provide you with all the information you need to take a step in the right direction. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

Nolo s Law Form Kit

Author: Stephen Elias
Publisher: NOLO
ISBN: 0873374932
Release Date: 1999-04-01
Genre: Bankruptcy

How to fill out the forms, protect your property, and represent yourself in court.

Personal Finance For Canadians For Dummies

Author: Eric Tyson
Publisher: John Wiley & Sons
ISBN: 9780470676813
Release Date: 2009-08-26
Genre: Business & Economics

Take control of your finances! The latest on how to save more, invest wisely, and plan for the future. Do you need help managing your financial priorities? Relax! This friendly guide give you just the information you need to take control of your finances and make the most of your money. Whatever your income level, whatever you financial goals, the updated edition of this national bestseller is the Canadian sourcebook of sound financial planning. Discover how to: Get out - and stay out - of consumer debt. Reduce your spending Save more of what you earn Make profitable investments Buy insurance coverage that's right for you Select the best financial advisers Get smart! @ www.dummies.com Find listings of all our books Choose from many different subject categories. Sign up for eTips at etips.dummies.com Praise for Personal Finance for Canadians For Dummies® "One of the most comprehensive and readable guides available on the subject." - Calgary Herald "Packed with useful information, all presented in bite-sized segments in a clear, uncluttered format." - Toronto Star "Reaches out to everyday readers with straightforward tips and an easy-to-read format." - Ottawa Citizen

Personal Bankruptcy Law

Author: Eva-Maria Steiger
Publisher: Springer DE
ISBN: 3824483440
Release Date: 2005-05-30
Genre: Business & Economics

Eva-Maria Steiger classifies the mechanisms triggered by U.S. and European consumer bankruptcy regulations and tests them within a hidden action model. She identifies an influence on consumer effort choice at two dates - prior to distress and post filing -, appraises the capacity of the regulations to implement the efficient choice at both dates, and proposes a regulation to mitigate the identified distortions.

How to declare your personal bankruptcy without a lawyer

Author: Benji O. Anosike
Publisher:
ISBN: 0932704166
Release Date: 1992-10
Genre: Law

This guide provides instructions and sample forms for filing for personal bankruptcy. Some of the elements covered include: the two basic types of personal bankruptcy, their comparative advantages and disadvantages and pointers on which types to choose, pointers on advance planning for bankrupctcy to gain the maximun benefit, and other topics.

Consumer Bankruptcy in Global Perspective

Author: Johanna Niemi-Kiesiläinen
Publisher: Hart Publishing
ISBN: 9781841133584
Release Date: 2003
Genre: Law

Consumer Bankruptcy is an emerging field throughout the world. This book provides a comparative appraisal of global developments in this area. It is one of the first book-length publications focusing on comparative consumer bankruptcy and over-indebtedness. It combines theoretical and empirical studies of bankruptcy regimes and consumer credit in civilian and common law jurisdictions and explores current reform trends. The book will be of interest to academics, policymakers and law reformers as well as to practitioners.

Bankruptcy

Author: Socrates Media
Publisher: Socrates Media, LLC
ISBN: 9781595462466
Release Date: 2005-09-01
Genre: Business & Economics

With changes in the federal bankruptcy laws in effect as of October 17, libraries will want to have up-to-date guidance for their interested patrons. Raum, in addition to being a newscaster at National Public Radio, is a practicing attorney with expertise in personal bankruptcy. She guides those in financial difficulty to an understanding of what bankruptcy is and helps them evaluate it as an option. She explains the differences between Chapter 7 bankruptcy (liquidation) and Chapter 13 (reorganization), as well as alternatives to filing. She provides a basic rundown on the process, including filing the petition and attending the hearing. There is advice on re-establishing credit, choosing and hiring a lawyer, avoiding credit scams, and moving on after bankruptcy. The appendixes provide illustrative worksheets and forms and a 50-state chart on homestead exemptions. Similarly, editors of Socrates Media cover the essential elements of the bankruptcy process. Readers learn what it means to go bankrupt and how it is accomplished. There is an excellent explanation of the homestead exemption rules that may protect a home in a bankruptcy proceeding, and a good chart comparing the old bankruptcy law and the new. There is information on Canadian bankruptcy, and appendixes include a glossary, a list of online resources related to consumer credit, and one for legal search engines. The book comes with a CD that contains an electronic version of the information, a legal dictionary and links to financial management forms and tools (registration required). Joan Pedzich, Harris Beach PLLC, Rochester, NY (Library Journal).

CPA Exam For Dummies

Author: Kenneth W. Boyd
Publisher: John Wiley & Sons
ISBN: 9781118813799
Release Date: 2014-08-19
Genre: Study Aids

Get started on the path to passing the CPA exam today Passing the CPA exam can be the first step to a long andrewarding career. With CPA Exam For Dummies, you'll get afull overview of the exam, information on how to register, therequirements for taking and passing the tests, as well as a reviewof the four sections. This comprehensive introductory study guideprovides you with a wealth of information, including all thecurrent AICPA content requirements in auditing and attestation,business environment and concepts, financial accounting andreporting, and accounting regulation. From start to finish, thetext is designed to prepare you for each portion of this rigorousexam. Preparing for the CPA exam can be a daunting process. With theclassic For Dummies approach, CPA Exam For Dummiesoffers an overview and steps on how to get started. Go at your ownpace to master the various sections of the exam, and use the bookas a reference on an ongoing basis as you prepare for the examportions. Dive into the book to find: An overview of the CPA exam, featuring exam organization andinformation on scoring A content review, including practice questions and explanationsof answers Online bonus practice exams to boost your knowledge andconfidence An overview of the benefits of passing the CPA exam andbecoming a certified public accountant For those seeking to pass the CPA exam and launch theiraccounting careers, CPA Exam For Dummies is the go-toresource for getting started!

Personal Insolvency Law in Practice

Author: Steven A. Frieze
Publisher: Sweet & Maxwell
ISBN: 0421798602
Release Date: 2004
Genre: Bankruptcy

First published in 1885, this review provides authoritative and critical analysis on a broad range of legal issues. With four issues a year, it aims to keep readers up to date with many important legal developments