Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Task Force on Homeownership
Release Date: 1979
Genre: Home ownership
Author: Chloe N. Thurston
Publisher: Cambridge University Press
Release Date: 2018-04-30
Genre: Political Science
In the United States, homeownership is synonymous with economic security and middle-class status. It has played this role in American life for almost a century, and as a result, homeownership's centrality to Americans' economic lives has come to seem natural and inevitable. But this state of affairs did not develop spontaneously or inexorably. On the contrary, it was the product of federal government policies, established during the 1930s and developed over the course of the twentieth century. At the Boundaries of Homeownership traces how the government's role in this became submerged from public view and how several groups who were locked out of homeownership came to recognize and reveal the role of the government. Through organizing and activism, these boundary groups transformed laws and private practices governing determinations of credit-worthiness. This book describes the important policy consequences of their achievements and the implications for how we understand American statebuilding.
Author: Martina Eckardt
Release Date: 2018-05-10
Genre: Business & Economics
In light of demographic change and the growing problems of traditional old-age security systems, this book discusses two essential instruments in connection with privately providing for old-age security: (1) savings in private pension schemes and (2) building up equity for home-ownership. Further, it assesses the relationship between the two instruments and offers a unique overview of the latest market developments. In order to represent the profound differences between the individual member states of the EU, this book features six country-specific studies – covering Germany, Hungary, Ireland, Italy, the Netherlands and the United Kingdom – that provide detailed insights into the complexity of local private pension schemes, mortgage markets, and housing markets. Lastly, the book discusses public policies and fiscal incentives intended to better integrate residential property with private pensions. It will appeal to both, private households seeking to build up old-age security, as well as policy makers interested in providing secure pension schemes.
Author: Nancy Kwak
Publisher: University of Chicago Press
Release Date: 2015-11-04
Is there anything more American than the ideal of homeownership? In this groundbreaking work of transnational history, Nancy H. Kwak reveals how the concept of homeownership became one of America’s major exports and defining characteristics around the world. In the aftermath of World War II, American advisers urged countries to pursue greater access to homeownership, arguing it would give families a literal stake in their nations, jumpstart a productive home-building industry, fuel economic growth, and raise the standard of living in their countries, helping to ward off the specter of communism. A World of Homeowners charts the emergence of democratic homeownership in the postwar landscape and booming economy; its evolution as a tool of foreign policy and a vehicle for international investment in the 1950s, ’60s, and ’70s; and the growth of lower-income homeownership programs in the United States from the 1960s to today. Kwak unravels all these threads, detailing the complex stories and policy struggles that emerged from a particularly American vision for global democracy and capitalism. Ultimately, she argues, the question of who should own homes where—and how—is intertwined with the most difficult questions about economy, government, and society.
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Task Force on Assisted Housing
Release Date: 1978
Genre: Economic assistance, Domestic
Author: Kent E. Calder
Publisher: Brookings Institution Press
Release Date: 2014-04-23
Genre: Political Science
For several centuries, international relations has been primarily the purview of nation-states. Key powers have included at various times Great Britain, France, Japan, China, Russia (then the U.S.S.R., and then Russia again), and the nation most influential in international relations for the past several decades has been the United States. But in a world growing smaller, with a globalizing system increasing in complexity by the day, the nation-state paradigm is not as dominant as it once was. In Asia in Washington, longtime Asia analyst Kent Calder examines the concept of "global city" in the context of international affairs. The term typically has been used in an economic context, referring to centers of international finance and commerce such as New York, Tokyo, and London. But Calder extends the concept to political centers as well—particularly in this case, Washington, D.C. Improved communications, enhanced transportation, greater economic integration and activity have created a new economic village, and global political cities are arising within the new structure—distinguished not by their CEOs or stock markets but by their influence over policy decisions, and their amassing of strategic intelligence on topics from national policy trends to geopolitical risk. Calder describes the rise of Washington, D.C., as perhaps the preeminent global political city—seat of the world's most powerful government, center of NGO and multilateral policy activity, the locale of institutions such as the World Bank and IMF, and home to numerous think tanks and universities. Within Washington, the role of Asia is especially relevant for several reasons. It represents the core of the non-Western industrialized world and the most challenge to Western dominance. It also raises the delicate issue of how race matters in international global governance—a factor crucially important during a time of globalization. And since Asia developed later than the West, its changing role in Washington raises major issues regarding how rising powers assimilate themselves into global governance structure. How do Asian nations establish, increase, and leverage their Washington presence, and what is the impact on Washington itself and the decisions made there? Kent Calder explains it all in Asia in Washington.
Author: Michael A. Stegman
Publisher: Twentieth Century Fund
Release Date: 1991
Genre: Political Science
Some argue that no single housing program will make much difference and a new paradigm is needed. This conclusion is not surprising given that the work of a generation in piecing together a housing policy has been undone over the past decade. Even federal support for housing programs, for example, had been cut by 80 percent. For most of the same period, all-in cost of mortgages (including "points') stayed in double digits. While the mortgage interest deduction survived, lower income tax rates reduced its impact. Federal tax advantages for developers and builders of housing were drastically curtailed. And the savings and loan industry, originally intended to provide low-cost mortgage money, self-destructed. It should come as no surprise, then, that recent levels of annual housing sales are approximately the same as those at the time the nation had only a little over half our current population.When the national government, as it must, turns serious attention to the problem of housing for the nation's middle- and low-income families, 'More Housing, More Fairly' surely will be a significant source of ideas and guidance for those charged with creating a new housing policy.
Author: R. Ronald
Release Date: 2008-05-28
Genre: Social Science
Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.