Task Force on Homeownership

Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Task Force on Homeownership
ISBN: MINN:319510028459812
Release Date: 1979
Genre: Home ownership

At the Boundaries of Homeownership

Author: Chloe N. Thurston
Publisher: Cambridge University Press
ISBN: 9781108386548
Release Date: 2018-04-30
Genre: Political Science

In the United States, homeownership is synonymous with economic security and middle-class status. It has played this role in American life for almost a century, and as a result, homeownership's centrality to Americans' economic lives has come to seem natural and inevitable. But this state of affairs did not develop spontaneously or inexorably. On the contrary, it was the product of federal government policies, established during the 1930s and developed over the course of the twentieth century. At the Boundaries of Homeownership traces how the government's role in this became submerged from public view and how several groups who were locked out of homeownership came to recognize and reveal the role of the government. Through organizing and activism, these boundary groups transformed laws and private practices governing determinations of credit-worthiness. This book describes the important policy consequences of their achievements and the implications for how we understand American statebuilding.

Old Age Provision and Homeownership Fiscal Incentives and Other Public Policy Options

Author: Martina Eckardt
Publisher: Springer
ISBN: 9783319752112
Release Date: 2018-05-10
Genre: Business & Economics

In light of demographic change and the growing problems of traditional old-age security systems, this book discusses two essential instruments in connection with privately providing for old-age security: (1) savings in private pension schemes and (2) building up equity for home-ownership. Further, it assesses the relationship between the two instruments and offers a unique overview of the latest market developments. In order to represent the profound differences between the individual member states of the EU, this book features six country-specific studies – covering Germany, Hungary, Ireland, Italy, the Netherlands and the United Kingdom – that provide detailed insights into the complexity of local private pension schemes, mortgage markets, and housing markets. Lastly, the book discusses public policies and fiscal incentives intended to better integrate residential property with private pensions. It will appeal to both, private households seeking to build up old-age security, as well as policy makers interested in providing secure pension schemes.

Homeownership Preservation

Author: U.s. Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 1974445550
Release Date: 2017-08-11

One of the most devastating aspects of the current financial crisis for homeowners is the prospect of losing their homes to foreclosure, and many homeowners have fallen victim to foreclosure rescue and loan modification schemes. In 2009, the administration created the Financial Fraud Enforcement Task Force (FFETF), which is led by the Department of Justice (DOJ), to combat these and other financial crimes. This report examines (1) the nature and prevalence of these schemes, (2) federal efforts coordinated to combat these schemes and other major efforts, and (3) factors that may affect federal efforts success in combating these schemes. To address these objectives, GAO obtained information from federal agencies participating in the FFETF and interviewed representatives of five states with high exposure to potential foreclosures and nonprofit organizations undertaking related activities.

Task Force on Assisted Housing

Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development. Task Force on Assisted Housing
ISBN: LOC:00185816254
Release Date: 1978
Genre: Economic assistance, Domestic

Change Research

Author: Corey S. Shdaimah
Publisher: Columbia University Press
ISBN: 9780231525367
Release Date: 2011-09-13
Genre: Social Science

Collaborating with community members adds a critical dimension to social work research, providing practitioners with intimate knowledge of a community's goals and needs while equipping community advocates with vital skills for social change. Sharing the inspiring story of one such partnership, Corey Shdaimah, Roland Stahl, and Sanford F. Schram recount their efforts working with an affordable housing coalition in Philadelphia, helping activists research low-income home ownership and repair. Their collaboration helped create the Philadelphia Housing Trust Fund, which funnels millions of dollars to people in need. This volume describes the origins of their partnership and its growth, including developing tensions and their diffusion in ways that contributed to the research. The authors personalize methods of research and the possibilities for advocacy, ultimately connecting their encounters to more general, critical themes. Building on the field's commitment to social justice, they effectively demonstrate the potential of change research to facilitate widespread, long-term difference and improve community outcomes.

Making Housing more Affordable

Author: Sarah Monk
Publisher: John Wiley & Sons
ISBN: 1444340883
Release Date: 2011-01-07
Genre: Business & Economics

The movement away from traditional rented approaches to meeting the housing needs of those on modest incomes has taken on new momentum in the latest economic cycle. This book answers some of the questions around affordable housing and low cost home ownership, and whether these intermediate tenures have the potential to play a longer term role in achieving sustainable housing markets. The editors clarify the principles on which the development of affordable housing and intermediate tenures has been based; analyse the policy instruments used to implement these ideas; and make a preliminary assessment of their longer tem value to households and governments alike. Making Housing More Affordable: the role of intermediate tenures brings together an evidence base for researchers and policy makers as they assess past experience and work to understand future options. The book draws mainly on experience of the intermediate housing market in England but also on examples of policies that have been implemented across the world. It clarifies both the challenges and the achievements of governments in providing a well operating intermediate market that can help meet the fundamental goal of ‘a decent home for every household at a price within their means’. The first section outlines the principles and practice of intermediate housing and examines the instruments and mechanisms by which it has been provided internationally. The next section estimates who might benefit from being in intermediate housing and projects the take-up of different products in the future. Section III examines the supply side and Section IV introduces some case studies of who gets what. The final section looks at how effectively the intermediate market operates over the economic cycle.

More Housing More Fairly

Author: Michael A. Stegman
Publisher: Twentieth Century Fund
ISBN: UOM:39015029526723
Release Date: 1991
Genre: Political Science

Some argue that no single housing program will make much difference and a new paradigm is needed. This conclusion is not surprising given that the work of a generation in piecing together a housing policy has been undone over the past decade. Even federal support for housing programs, for example, had been cut by 80 percent. For most of the same period, all-in cost of mortgages (including "points') stayed in double digits. While the mortgage interest deduction survived, lower income tax rates reduced its impact. Federal tax advantages for developers and builders of housing were drastically curtailed. And the savings and loan industry, originally intended to provide low-cost mortgage money, self-destructed. It should come as no surprise, then, that recent levels of annual housing sales are approximately the same as those at the time the nation had only a little over half our current population.When the national government, as it must, turns serious attention to the problem of housing for the nation's middle- and low-income families, 'More Housing, More Fairly' surely will be a significant source of ideas and guidance for those charged with creating a new housing policy.

Native American Housing

Author: United States. General Accounting Office
ISBN: CORNELL:31924074277348
Release Date: 1998
Genre: Housing policy

A Decent place to live

Author: National Housing Task Force (U.S.)
ISBN: UOM:49015000810516
Release Date: 1988
Genre: Political Science

The Sustainability Mindset

Author: Steve Zimmerman
Publisher: John Wiley & Sons
ISBN: 9781118767313
Release Date: 2014-09-25
Genre: Business & Economics

The Matrix Map—a powerful tool for nonprofit strategicdecision-making Nonprofit sustainability lies at the intersection of exceptionalimpact and financial viability. The Sustainability Mindsetoffers nonprofit professionals and board members a step-by-stepguide to move your organization towards this intersection. Asoutlined in the bestselling book Nonprofit Sustainability,"The Matrix Map" is an accessible framework that combinesfinancial and programmatic goals into an integrated strategy. Inthis next-step resource, the authors detail a rigorous process todevelop a meaningful Matrix Map and engage leadership in setting anorganization's strategy. Nonprofits that thrive in today's environment are adaptable witha clear understanding of their impact and business model. This bookoffers nonprofit boards and staff a framework to do so. Drawing ontheir in-depth experience, the authors provide an easy-to-followprocess complete with tools and templates to help organizationsvisualize their business model and engage in strategic inquiry. Thebook provides a variety of illustrative examples to show how theMatrix Map works for all types of organizations. Nonprofitexecutives and board member are sure to benefit from The Matrix Mapanalysis. Offers step-by-step guidance for creating a Matrix-Map, avisual representation of an organization's business model Helps organizations assess how each of their programscontributes toward their desired impact and their financialbottom-line. Filled with compelling examples of how The Matrix Map helpsnonprofits with strategic decision-making Written by the coauthors of the groundbreaking bookNonprofit Sustainability This comprehensive resource will give any nonprofit theframework they need to make decisions for sustainability and thetemplates and tools to implement it and help leaders address thechallenges inherent in balancing mission impact with financialviability.