Do you feel overwhelmed by your finances? Start making smart decisions with a personal financial plan. While personal finances can be a challenge to learn, this book can help make it easy. After helping hundreds of his own clients, Jason Silverberg has condensed the best of his advice into this book and is here to help you reach financial freedom.
Author: Roberta Taylor
Publisher: Sourcebooks, Inc.
Release Date: 2014-08-05
The essential guide for couples to create a happy, healthy, and successful retirement! Retirement can be the best time of your life, but for couples, there's far more to it than cashing in on your 401(k). The most important asset you have during retirement is each other, yet many couples aren't sure where to begin to prepare for retired life or what to consider as they do. The Couple's Retirement Puzzle reveals ten key conversations couples should tackle before retirement to ensure a rewarding second half of life together, including: • Do we have enough money to support the lifestyle we want? • Should we retire simultaneously or separately? • Do we stay put or explore new frontiers? • What's the best way to stay healthy and fit after fifty? • How do we meet new friends and create new interests outside of work? • How will we balance time together and time apart? • And more! Filled with smart practical advice, engaging anecdotes, and helpful exercises,The Couple's Retirement Puzzle will guide you and your partner to a fulfilling retirement you can enjoy and celebrate together.
Author: H. T. Narea
Publisher: St. Martin's Press
Release Date: 2012-03-27
Investigating a suspicious international money trail only to discover a horrifying financial terrorist plot, U.S. Defense Intelligence operative Kate Molares travels to strategic places throughout the world in a race to prevent an unprecedented economic catastrophe.
Author: Jack Waymire
Release Date: 2018-04-23
Your financial future requires more than just good luck--it takes the specialized expertise of a competent, ethical advisor who can help you achieve your financial goals. Your first step on this road to success is selecting the right financial advisor. This may sound like an easy task, but it is fraught with risk. That's because there are great advisors you should select and bad advisors you should avoid. You have to know the difference to make the right selection. After decades in the financial service industry, Jack Waymire and Jonathan Dash have seen countless investors make the wrong advisor choices that were based on slick sales pitches instead of advisor characteristics that really matter. They wrote this book to level the playing field between Wall Street and Main Street. Their book shows you how the internet is a game changer. It gives you access to vast amounts of public data. You just have to know where to look, what to look for, and the relative importance of the information that you find. This is your foundation for selecting the right advisor. 5 Steps for Selecting the Best Financial Advisor helps you use the internet to find, research, contact, interview, and select the financial advisor with the best qualifications. You don't have to be a due-diligence expert. All you need is the patience and discipline to follow the steps in this book.
The author shares his personal techniques, insights and experiences regarding saving money and investing, drawn from his blog posts as well as a series of letters to his teenage daughter, both dealing with money management.
Author: David Wolman
Publisher: Da Capo Press
Release Date: 2013-08-13
Genre: Business & Economics
For ages, money has meant little metal disks and rectangular slips of paper. Yet the usefulness of physical money--to say nothing of its value--is coming under fire as never before. Intrigued by the distinct possibility that cash will soon disappear, author and Wired contributing editor David Wolman sets out to investigate the future of money...and how it will affect your wallet. Wolman begins his journey by deciding to shun cash for an entire year--a surprisingly successful experiment (with a couple of notable exceptions). He then ventures forth to find people and technologies that illuminate the road ahead. In Honolulu, he drinks Mai Tais with Bernard von NotHaus, a convicted counterfeiter and alternative-currency evangelist whom government prosecutors have labeled a domestic terrorist. In Tokyo, he sneaks a peek at the latest anti-counterfeiting wizardry, while puzzling over the fact that banknote forgers depend on society's addiction to cash. In a downtrodden Oregon town, he mingles with obsessive coin collectors--the people who are supposed to love cash the most, yet don't. And in rural Georgia, he examines why some people feel the end of cash is Armageddon's warm-up act. After stops at the Digital Money Forum in London and Iceland's central bank, Wolman flies to Delhi, where he sees first-hand how cash penalizes the poor more than anyone--and how mobile technologies promise to change that. Told with verve and wit, The End of Money explores an aspect of our daily lives so fundamental that we rarely stop to think about it. You'll never look at a dollar bill the same again.
Author and nationally renowned financial advisor, Alan Becker, is based in the Kansas City suburb of Overland Park, Kansas. Alan is a true entrepreneur who has artfully crafted thousands of comprehensive retirement plans over his 17-plus years in the finance industry. Alan started Retirement Solutions Group, Inc. and RSG Investments, Inc. in 2010, and has grown them to help pre-retirees and retirees achieve their retirement dreams and goals. He has built a philosophy around honest communication and using the correct product for the job. He believes goals and needs dictate the insurance product or investment vehicle applied to each individual's unique situation, not the other way around! This book is for those who realize they have worked their entire lives for what they currently hold as assets, and the imminent "finish line" is quickly approaching. While some people avoid looking too closely at life from a retirement planning perspective, seeking knowledge and expertise is paramount to the financial health and well-being of one's retirement. With this book, Alan stands out to suggest some new concepts that are often missed by traditional financial professionals. Step out of the box and let him grab your eyes, ears and thoughts for a few moments. With a focus in retirement planning, Alan highlights the different elements of risk that insurance and the stock market carry as vehicles for your assets. Both systems have places they fit best in a plan, and you as an individual and a consumer should know your options. You should decide for yourself what makes the most sense for you and your loved ones. Using the idea of insurance products as a foundational portion of many retirement plans, Alan educates and informs readers on the multitude of available vehicles to create your own paycheck, as well as "playcheck," in retirement. Positioned correctly, you can use both the safety of insurance and the growth opportunities of the market roller coaster together to help create the type of retirement that suits your needs. Financial security is key to allaying many of the fears of retirement. Worrying about what is going on up or down on Wall Street doesn't seem to fit that puzzle, and neither does fretting over whether you will have enough money left at the end of the month to pay bills. When you picture a confident financial future, you probably aren't thinking about being hunkered over your computer, watching the ticker symbols bob up and down, or being glued to your TV, straining to hear the next predictions made by the talking heads on CNBC. You may enjoy trading in the stock market - just for the fun of it. If you do, that's fine, but there does come a time when DIY is too risky and it is time to turn over the reins to a qualified and experienced professional. Do you have the sneaking suspicion that the wealth you have worked so hard to accumulate could erode? Well, it could. If you don't believe it, just ask some of the folks who lost a chunk of their life savings in the last stock market crash as a result of poor planning. Interview someone who labored under the delusion that property values could never decrease and sunk all of their assets into real estate prior to the bursting of the last housing bubble in 2007. It is one thing to have a job after retirement because you want to work. It is quite another to have a job after you retire because you HAVE to work. Have you prepared yourself properly so you have peace of mind and will be able to enjoy the retirement years you worked so hard and saved so diligently for? The intent of this book is not to scare you, but help make you more confident and informed in regard to retirement planning and achieving your retirement goals. We hope you enjoy the book and look forward to hearing your thoughts and questions post-read! Thank you!
The transition to computer-based technologies and file-based workflows is one of the most significant changes the broadcast and production industry has seen. Media is produced for multiple delivery platforms: Over the Air, Over the Top, large screen displays, cable, satellite, web, digital signage, tablets, and smartphones. These changes impact all aspects of creation, production, media management, technical operations, business processes, and distribution to end users. Of all the books and papers discussing storage mapping, packet transport, and compression algorithms, none puts all the pieces together and explains where these fit into the whole environment. Planning and Designing the IP Broadcast Facility is the first to provide a comprehensive understanding of the technology architecture, physical facility changes, and—most importantly—the new media management workflows and business processes to support the entire lifecycle of the IP broadcast facility from an engineering and workflow perspective. Key features: This beginning-to-end perspective gives you the necessary knowledge to make the decisions to implement a cost-effective file-based production and distribution system. The cohesive, big-picture viewpoint helps you identify the differences in a tape-based facility, then how to overcome the unique challenges of upgrading your plant. Case studies throughout the book serve as recommendations and examples of use, helping you weigh the pros and cons of various approaches.
Anyone concerned about finances—and that's just about everyone—will welcome this step-by-step guide to opening up about a difficult subject. It offers a strategy that can save money, improve relationships, and help people raise fiscally responsible children. • Discusses the societal, familial, and personal roadblocks that make talking about money and finance challenging • Explores gender differences when it comes to talking about money and how "money silence" contributes to the wage gap for women • Reveals the cost of living in "money silence," including how it contributes to the high U.S. divorce rate, how it inhibits the ability of some parents to raise financially literate and responsible children, and how it stops families from successfully passing on wealth • Identifies common money myths that fuel financial misunderstandings and mistakes, and offers tools for uncovering these fallacies • Shows how the financial advising industry has colluded with the idea that men and women don't need to talk about family finances as a couple—and how advisors can advocate for change • Shares practical, easy-to-implement tips and tools for talking about money with partners, parents, siblings, children, and employers/employees • Offers a "Money Talk Challenge" coaching exercise at the end of each chapter, with a special section on how advisors can use these tools with clients
Author: Carl Richards
Release Date: 2015-03-31
Genre: Business & Economics
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they’ve begged, “Just tell me what to do.” It’s no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don’t have time to make sense of all the information available. They don’t just want good advice, they want the best advice—so rather than do the “wrong thing,” they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened. What they don’t realize is that bad calls about money aren’t failures; they’re just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we’re going to make the best guesses we can—but we’re not going to obsess over getting them exactly right. The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That’s because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what’s most important to you. By now you may be wondering, “What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?” Don’t worry: I’ll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you’ll lose the job you thought was secure; you’ll take a financial risk that doesn’t pan out; you’ll have twins when you were only budgeting for one. In other words: Life will happen. But no matter what happens, this book will help you bridge the gap between where you are now and where you want to go.
Author: Eleanor Blayney
Publisher: Peter Pauper Press, Incorporated
Release Date: 2014-06-05
Genre: Business & Economics
Need help with finances? Dread the sound of the B word budget? This easy-to-use journal/planner is for you! Take control of your money by tracking your income and expenses. Plan for what you need. Plan for what you want. This do-it-yourself financial planner provides: User-friendly worksheets for tracking income and spending, and for planning ahead Principles of successful budgeting and personal finance Strategies for managing your income, with tips on bank accounts, debit cards, and more Flexicover over wire-o binding 48 pages 10-1/4" wide x 7" high (26 cm wide x 17.8 cm high) "
Chronicles the evolution of finance from its origins in Mesopotamia to the modern world's most recent upheavals, covering such topics as the stock market bubble that prompted the French Revolution and the theories behind common investment vehicles.