Author: Arnita Johnson
Release Date: 2016-11-26
Bad credit? No credit? The Ultimate Credit Repair Guide to Having Luxurious Credit is loaded with knowledgeable, easy-to-follow advice no matter where you find yourself on your financial journey. Arnita, like millions of Americans, learned that having bad credit can jeopardize your livelihood. What started as an instant approval of credit for $2500, quickly spiraled into twenty-five unpaid credit cards, reckless spending habits, and uncontrollable debt that cost her a well-paying job and nearly destroyed her financial future. With a FICO score of 303 (FICO starts at 300), Arnita knew the only person who could repair the damage she did to her credit was her! She received no help from the credit bureaus and countless threatening calls from bill collectors. But after years of studying consumer rights and laws on how to fix what seemed irreparable, Arnita applied practical steps and proven methods that cleaned up her credit report and doubled her credit score in six months. This guide includes exclusive information on:Credit repair dispute techniquesInside secrets on how the credit bureaus workHow to finally put an end to debt collector callsHow to increase your credit score in 30 daysHow to write effective dispute lettersHow to request debt validationHow to establish creditSample well-written dispute lettersWhat NOT to do when repairing your creditThe infamous "Debt Collector Call Script"And MUCH MORE!
Author: Constance Carter
Publisher: Lulu Press, Inc
Release Date: 2016-01-18
Genre: Business & Economics
One of the most critical pieces to building wealth is having good credit. Of the thousands of individuals I have helped become homeowners, a great amount did not understand the value of credit or how to decipher a credit report. It’s the boogeyman in the closet that no one wants to deal with. What they don’t understand is that it’s not as scary or hard to understand as they think. And it’s certainly not as hard to repair and maintain. While there are truly legitimate credit repair companies out there, others have made a fortune in doing basic “credit repair” functions that a consumer has the ability to do themselves. This is not a quick fix credit repair book. It is written to help you understand how credit works, gives you tips on how to improve and maintain your credit, shows you how to decipher a credit report, and will give examples of some of my past clients who have done some of the tips I speak about and how it’s improved their credit scores.
If you have negative marks in your credit history, you already know what a pain it is living with bad credit: you get turned down for credit cards and loans or you pay sky-high interest rates when you do get approved. The list of indignities you suffer with poor credit goes on and on.Even people with ¿good¿ credit histories and respectable credit scores are having a tough time. Banks have imposed new fees, raised interest rates, slashed credit lines and even closed accounts of customers with so-called ¿good¿ credit. Which is why, even if you have a fair-to-good credit rating, you need to learn how to achieve ¿perfect credit.¿Perfect Credit is the definitive guide to getting and keeping outstanding credit. Think of this book as a roadmap for anyone hoping to establish picture-perfect credit, make improvements to have stellar credit, or simply maintain a fantastic credit standing. Today, roughly 220 million Americans have credit files maintained by the ¿Big Three¿ credit bureaus: Equifax, Experian, and TransUnion. Of those, about 40 million Americans (roughly 1 out of 5), have very poor credit, or ¿deep subprime scores,¿ according to Experian. Another 50 million adults in the U.S. have no credit files ¿ either because they¿ve never used traditional forms of credit, or because their credit files are ¿too thin¿ to generate a credit score. Perfect Credit offers all these consumers an easy-to-follow blueprint on how to get superb credit ¿ and how to sidestep numerous credit traps and pitfalls along the way.
No more credit repair quick-fixes or band-aid solutions. Follow this action-based handbook to master your personal credit from any credit standing: establish, restore or upgrade to excellent credit today! "I highly recommend Tamara for her in depth knowledge of the subject of Credit and the restoration of Credit wealth. She is thorough, articulate and knowledgeable. I have thoroughly enjoyed her book and would recommend it as the ideal place to start to learn about rebuilding your credit or keeping a healthy credit profile. Her writing style is easy to follow, understand and put into action. I am anxiously looking forward to her next contribution to the uplifting and sustainability of peoples everywhere by sharing her clear understanding of the intricacies of the world of personal finance." Alaia Leighland - Host at LWTTV.com Blog Talk Radio "I enjoyed working with Tamara. She has great knowledge and was able to bring me to new level in my finances and understanding of the system. She has integrity, is creative and passionate." Lilou Mace - webTV host, interviewer, author and producer
Author: Michelle Dunn
Publisher: Entrepreneur Press
Release Date: 2006-08-28
Genre: Business & Economics
Entrepreneur’s experts show you how to boost your bottom line with credit and collections Proper credit and collections policies are essential for a small business. They allow a business to make more money--even without making more sales--by more efficiently collecting from customers. Ultimate Credit and Collection Handbook teaches you how to create or improve a credit department, maintain a credit policy, and avoid bad debt. It includes up-to-date information on relevant state and federal laws.
Credit repair is profitable. It's a recurring-revenue business that you can launch with just a computer and a phone. Learn to repair credit for yourself and others and start your own profitable business from home. Credit Repair Professionals are always in demand and can earn $10,000 to $20,000 per month (or more). The most successful credit repair businesses all follow the very same methods and this book breaks it down into easy to follow steps. You'll learn: - Credit repair basics - Legal ways to remove difficult items from Credit Reports - How to work with clients who have a bankruptcy, collections and other issues - Advanced Tactics - How to launch a business for under $100 - How to get a lot of clients without paying for advertising - Tips and tricks to grow a highly profitable, recurring-revenue business If you've been thinking about starting your own credit repair business, this guide will drastically shorten your learning curve. It's the most comprehensive book available on the credit repair business.
Did you know that you could have credit scores in the low 600's even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. "How to Boost You Credit score 100+ Points Without Credit Repair" will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.
This is the subject they do not teach you in school! This TELL ALL, NO-HOLDS BARRED GUIDE not only will assist everyone with credit education but it is also a STEP BY STEP DIY Instructions Manual to repair your own credit from a Board Certified Industry Expert. INCLUDED IN THIS ULTIMATE DETAILED GUIDE: *Sample Dispute Letters for credit bureau, collections, medical collections, repos, judgments, etc & how and when to effectively use them. *How to effectively Analyze/Audit a credit report. *How to properly spot and dispute medical collections. *How to spot real HIPAA violations( not the bogus stuff that doesn't work) and when to seek an attorney. *How to understand and apply Consumer Protection Laws *How to understand when the Credit Bureaus are non-compliant and how to handle it *What is Metro 2 and how it applies to you with invalid formatting *What is e-Oscar, how the dispute process works, and how e-Oscar's electronic verification is not correct *Advance Dispute Tactics *All things Collection and how sample Validation letters *How to handle and stop Debt Collectors call immediately *What you can Sue the collections agency and Credit Bureaus *How to understand Statue of Limitations for collections and for reporting *How to handle Repos, Bankruptcies, Judgments, Public Records *All about Late Payments, *Student Loans disputes and various way to get them out of default *When you need to hire a professional *AND TONS MORE
Author: Erik Wecks
Publisher: Createspace Independent Pub
Release Date: 2012-06-07
Genre: Business & Economics
How to manage your money when you don't have any was specifically written for Americans of all income levels who struggle to make it on a monthly basis. It provides both a respectful, no-nonsense look at the difficult realities of life after the Great Recession and a hope-filled, easy to follow path toward better financial stability for even the most financially strapped households. Content rich, personal, and jargon free, the book is opinionated and at times humorous. Full of current everyday references, it is meant to be a quick read which will appeal to the average reader just struggling to make ends meet.
Author: William Cooper
Publisher: Light Technology Publishing
Release Date: 2012-04-11
Genre: Social Science
Bill Cooper, former United States Naval Intelligence Briefing Team member, reveals information that remains hidden from the public eye. This information has been kept in Top Secret government files since the 1940s. His audiences hear the truth unfold as he writes about the assassination of John F. Kennedy, the war on drugs, the Secret Government and UFOs. Bill is a lucid, rational and powerful speaker who intent is to inform and to empower his audience. Standing room only is normal. His presentation and information transcend partisan affiliations as he clearly addresses issues in a way that has a striking impact on listeners of all backgrounds and interests. He has spoken to many groups throughout the United States and has appeared regularly on many radio talk shows and on television. In 1988 Bill decided to "talk" due to events then taking place worldwide, events which he had seen plans for back in the early '70s. Since Bill has been "talking," he has correctly predicted the lowering of the Iron Curtain, the fall of the Berlin Wall and the invasion of Panama. All Bill's predictions were on record well before the events occurred. Bill is not a psychic. His information comes from Top Secret documents that he read while with the Intelligence Briefing Team and from over 17 years of thorough research. "Bill Cooper is the world's leading expert on UFOs." -- Billy Goodman, KVEG, Las Vegas. "The onlt man in America who has all the pieces to the puzzle that has troubled so many for so long." -- Anthony Hilder, Radio Free America "William Cooper may be one of America's greatest heros, and this story may be the biggest story in the history of the world." -- Mills Crenshaw, KTALK, Salt Lake City. "Like it or not, everything is changing. The result will be the most wonderful experience in the history of man or the most horrible enslavement that you can imagine. Be active or abdicate, the future is in your hands." -- William Cooper, October 24, 1989.
Author: Mark Clayborne
Release Date: 2013-01-31
Genre: Business & Economics
Repairing your credit after repeated interruptions is a constant headache we would all like to avoid. If you feel bad simply because you can't pay your bills at the moment they arrive, then you are not alone. The fact is, even the best of us are struggling to meet expectations that the system has placed on us. We calculate the weekly amount we spend on groceries, which are constantly increasing, as well as other bills that are constantly on the rise. Sometimes, it seems to be a no win situation, but the fact is there is always a solution to any problem. In most cases, the problem is that some of us do not have the means to find those solutions; this brings forth more stress and we often feel that we are alone. If you are trying to conduct fast credit repair, raise your credit score and rebuild, you need to find someone who can really help you! According to Google, over 100 million people have bad credit and are searching for a way to repair them every single day. The solution to their problem is to find an easy and proven one-stop resource. They would thus stop wasting countless hours reading articles on the internet and yet they are still confused on where to start. The question is: "Where can you find the solution to do fast credit repair?" Do you want to know how to repair, maintain, manage, and rebuild your credit when it's broken? Fixing your own credit rating is perfectly legal in every state. You can completely restore your credit rating from the comfort and privacy of your own home. You don’t need a lawyer or a tax or financial professional to fix your credit. You will not only forget about thousands to hire a specialist but also say goodbye to debt collectors. Start planning to buy your first new home or car. Today, we live in a world where credit is a necessity for almost every consumer, but it's quite unfortunate that millions of people (possibly including you) are rejected for credit almost every day. Most often, it's usually because of poor credit history or bad credit. It may even be because of errors on your credit report. If you are in this condition too, it's not all your fault, and you are not alone. All you need is to read my latest book, “Introducing... Hidden Credit Repair Secrets - The Extreme Version." In this book, you will discover how to legally restore your credit step-by-step and thus save thousands by settling your debts for pennies on the dollar. Moreover, you will learn how to remove damaging inaccurate negative marks and see results within 30 to 90 days. You will learn how to stop the debt collector’s phone calls and letters, establish and rebuild your credit in 10 different ways and bounce back from bankruptcy within a year. The book teaches you how to raise your credit score fast with proven techniques and how to pick the right credit repair company without being scammed. It will clearly guide you on how to use the easy step-by-step proven 12-letter dispute campaign and how to utilize the easy step-by-step flow charts to guide you to success. The book will thus enable you to perform fast credit repair. You will understand how to pull your credit reports for free, dispute negative items, stop debt collectors, raise your credit score, save money and rebuild it quickly. With bad credit, you'll find it practically impossible to buy a home, a new car, get credit cards and anything else that requires good credit. Take a look at the testimonials from customers who purchased the book; If you want to buy a house, a new car, or you need a new job and bad credit is holding you back, getting a copy of “Hidden Credit Repair Secrets-The Extreme Version” could be the most profitable decision you make all year.
Author: David C. Thomasma
Publisher: Springer Science & Business Media
Release Date: 2013-04-17
PERSONHOOD AND HEALTH CARE This book arose as a result of a pre-conference devoted to the topic held June 28, 1999 in Paris, France. The pre-conference preceded the Annual Congress of the International Academy ofLaw and Mental Health. Other chapters were solicited after the conference in order to more completely explore the relation of personhood to health care. The pre conference was held in honor of Yves Pelicier who led so many of our French colleagues in medicine, philosophy, and ethics as Christian Herve notes in his Tribute. As health care is aimed at healing persons, it is important to realize how difficult it is to construct a theory of personhood for health care, and thus, a theory of how healing in health care comes about or ought to occur. The book is divided into four parts, Concepts of the Person, Theories of Personhood in Relation to Health Care and Bioethics, Person and Identity, and Personhood and Hs Relations. Each section explores a critical arena in constructing the relation of personhood to health care. Although no exploration ofthis nature can be exhaustive, every effort was made to present both conflicting and complementary views of personhood from within similar and different philosophical and religious traditions. PART ONE: CONCEPTS OF THE PERSON Tracing the origins of the concept of person from antiquity through present day, Jean Delemeau provides an historical sketch of the development of a wide range of meanings.
From the stars of Amazon Prime's THE GRAND TOUR, THE GRAND TOUR GUIDE TO THE WORLD is part travel companion, part factually dubious encyclopedia and part scrapbook of a travelling circus, all told through the juvenile, egotistical yet undeniably amusing voices of the three former stars of TOP GEAR.
Author: Thomas J. Stanley
Publisher: Government Institutes
Release Date: 1996-10-25
Genre: Business & Economics
This bestselling resource identifies seven common traits that show up again and again among those who have accumulated wealth. The new edition, the first since 1998, includes a new Foreword for the 21st century by Dr. Stanley.